American Income Life (AIL) was chartered in 1924. Bernard Rapoport purchased AIL in 1951 and then subsequently positioned the company as a provider of supplemental benefits for the working men and women of labor unions around the world.

This idea was spawned through conversation with his father's friend, who was the president of the AFL-CIO in Texas at that time. It was this idea that became the cornerstone of the American Income products and markets.

Throughout the 1950's, American Income established relationships with unions creating a niche market for providing supplemental insurance. They later expanded that market to include supplemental life insurance and supplemental accidental and hospital benefits.

In 1993, American Income was acquired by Torchmark Corp, giving American Income a Fortune 500 status.

In 1981, Richard Altig, Sr. and Richard Altig, Jr. began working together as the exclusive provider for American Income in Seattle, Washington.

In the following decades, the AIL territory under their exclusive management grew at an explosive rate, eventually becoming the largest territory and producer of American Income. This incredible growth and success spawned a need for better support and training systems, and thus Altig was born.