Celebrating More Than 37 Years of Opportunity

This is the story of American Income Life.

In 1951, Bernard Rapoport founded American Income Life Insurance Company with $25,000 of borrowed capital.Today, AIL is one of the nation's largest providers of supplemental life insurance to labor unions, credit unions, and associations. American Income Life covers more than 2 million policyholders and represents more than $130 million in annual insurance product sales. AIL's growth is sustained through high customer satisfaction, innovative lead programs, customer referrals, and a lucrative compensation program.
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American Income Insurance Company is founded with $25,000 of borrowed capital by Company President Harold Goodman and his nephew, Bernard Rapoport, who originally charter an office in Indianapolis, Indiana


Company receives 6,000 policy applications monthly. In September, Goodman and Rapoport form a new Company called American Income Life Insurance Company(AIL). AIL reinsures policies of American Income and becomes a stock Company.


Executive offices move from Indianapolis, Indiana to Waco, Texas.


AIL begins selling to labor unions and provides features not offered by other insurers - waives premiums during authorized strikes, develops a scholarship program for children of union members, and contributes to the strike fund of unions engaged in lawful strikes.
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AIL income reaches $31.5 million: the same year the company is granted an official designation as a Union Label company by the AFL-CIO. AIL is only one of two insurance companies in the entire United States with the official Union Label.


Rapoport and his wife create the Bernard and Audre Rapoport Foundation to focus on giving back to the community. 


American Income Life is sold to Torchmark Corporation for 563 million.


American Income Life licenses National Income Life Insurance Company (NILICO) as its New York subsidiary, based in Liverpool, New York


Bernard Rapport is awarded the Central Texas AFP Lifetime Achievement Award based on his extensive philanthropy.


Roger Smith is named CEO and President of AIL.


Bernard Rapport passes away at the age of 94. AIL and NILICO together have combined assets of more than $2.6 billion with more than $41.3 billion of life insurance in force. Globe Life Corporation initiates its Closer to the Heart project, in which American Life provides hands-on and financial support to the communities in which its associates live, work, and visit.
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AIL has more than 2 million policyholders, who represent more than $130 million in product sales.


Roger Smith is awarded the first Yitzhak Rabin Legacy Award in Washington, D.C. AIL is licensed in 49 states, Canada, and New Zealand. AIL's Closer to the Heart donations reach more than $528,000.


On January 1, 2018, Stever Greer became CEO of AIL. Steve has assumed various leadership roles at American Income, including 12 years as a State General Agent in Houston, Texas. Also on this day, David Zophin was promoted to President of AIL. David joined American Income as an agent in 1999 and was promoted to State General Agent in 2002. In 2009, he partnered with SGA Tom Williams to form the Williams-Zophin agency, which became one of AIL's most successful agencies.
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On August 8, 2019 Torchmark is officially renamed Globe Life Inc. and changed its NYSE ticker to GL. This name change was part of a brand alignment strategy aimed to enhance the Company's ability to build brand recognition with prospective customers and agent recruits through the use of a single brand.