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We just had our best year ever



American Income Life: AO is the largest distribution system of Globe Life & AIL.

  • For each of the last six years, AO has experienced tremendous growth and new sales have increased by over 100% in that time frame.

  • 2020 Forecasts: AO will continue to increase the number of associates and increase sales, while developing leaders across North America to meet the growing demand of the markets served.


NYSE publicly-traded company specializing in life and supplemental health insurance for middle-income North Americans marketed through multiple distribution channels including direct response and independent agencies.

Principle subsidiary of Globe Life Inc. and one of the nation’s largest providers of supplemental life insurance to credit unions, labor unions, and associations


The largest distribution system of AIL, AO provides training and support for its Associates throughout North America.

Relationships That Matter

  •  AIL & AO work with more than 20,000 Different Groups, including:

  • Plus many others from labor unions, credit unions, associations, fraternal organizations, sporting groups, licensed professionals, and nonprofit organizations
  • Each policyholder can extend benefits to their family and friends

Stats & Facts 

  • Union contract and representation

  • Life insurance policy for agent, including ADB

  • Medical insurance reimbursement

  • Backend chargeback program

  • Management track available from day one

  • Lifetime Renewals on all life products

  • Over $20 Million paid in Renewals in 2018

  • Lifetime Vesting Contract

  • Renewals paid to Estate for life of policy

  • No charge for all leads and resources

  • No service fees to process applications

  • No-charge online training and in-office mentorship

  • Industry-leading technology platforms and CRM

  • 100+person centralized Support Staff

  • Annual convention, conferences and incentive trips

  • Check out more in the AO Society Brochure

Company Values

MISSION: To protect every child and serve all working people.
PURPOSE: To enrich lives and enable dreams while teaching responsibility one family at a time.
VISION: Energize, Equip, Engage, Empower and Execute
OPERATING PRINCIPLES: Principle Driven Growth, Exemplary Leadership, Open Communication, Authentic Relationships, Innovations and Improvements, Culture of Fun and Excitement
THE AO PLATINUM RULE: Do more for others than you would have them do for you.
SUPPORTED CAUSES: Globe Life’s Closer to the Heart program, Food Bank donations in every home
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