
We just had our best year ever
AO 2021 REPORT
ON THE LARGEST DISTRIBUTION SYSTEM OF AMERICAN INCOME LIFE INSURANCE COMPANY
American Income Life: AO is the largest distribution system of Globe Life & AIL.
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For each of the last six years, AO has experienced tremendous growth and new sales have increased by over 100% in that time frame.
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2020 Forecasts: AO will continue to increase the number of associates and increase sales, while developing leaders across North America to meet the growing demand of the markets served.
NYSE publicly-traded company specializing in life and supplemental health insurance for middle-income North Americans marketed through multiple distribution channels including direct response and independent agencies.
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Founded in 1900
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Backed by investors that include Warren Buffett/Berkshire Hathaway
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Top Volume Issuer of Life Insurance Policies in the United States
Principle subsidiary of Globe Life Inc. and one of the nation’s largest providers of supplemental life insurance to credit unions, labor unions, and associations.
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Founded in 1924
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$4.4 Billion in Assets
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Over $63 billion of life insurance in force
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Paid Out over $211 Million in Claims in 2018
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Developed Labor Advisory Board of 50+ International Union Leaders to best serve the labor movement & related causes
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Ranked among Forbes 2018 Happiest Companies to Work For




The largest distribution system of AIL, AO provides training and support for its Associates throughout North America.
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Established in 1982
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Over 50 Associate Offices across North America, including 20 States & 6 Provinces
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$135 Million in Assets
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More than 1,500 licensed Associates
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Consistently ranked among Top Workplaces by News Outlets across America
Relationships That Matter
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Approximately 40% of all people in North America do not have any Life Insurance (LIMRA's 2018 Insurance Barometer Study, Life Happens and LIMRA).
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AIL & AO work with more than 20,000 Different Groups, including:
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Plus many others from labor unions, credit unions, associations, fraternal organizations, sporting groups, licensed professionals, and nonprofit organizations
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Each policyholder can extend benefits to their family and friends

Stats & Facts
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Union contract and representation
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Life insurance policy for agent, including ADB
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Medical insurance reimbursement
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Backend chargeback program
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Management track available from day one
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Lifetime Renewals on all life products
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Over $20 Million paid in Renewals in 2018
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Lifetime Vesting Contract
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Renewals paid to Estate for life of policy
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No charge for all leads and resources
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No service fees to process applications
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No-charge online training and in-office mentorship
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Industry-leading technology platforms and CRM
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100+person centralized Support Staff
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Check out more in the AO Society Brochure